Moving from New York City to Austin?
Here's what you'd need to earn to maintain your lifestyle.
To maintain your New York City lifestyle in Austin, you'd need to earn:
$65,342/year
▼ $9,658 less than you make now
| Category | New York City | Austin |
|---|---|---|
| Salary | $75,000 | $65,342 |
| Federal Income Tax | -$8,114 | -$5,989 |
| Social Security | -$4,650 | -$4,051 |
| Medicare | -$1,088 | -$947 |
| State Tax | -$3,960 | -$0 |
| Take-Home Pay | $57,189 | $54,354 |
Why the difference
- Cost of living is -12.9% in Austin
- Housing is -19.0% in Austin
- At the same $75,000 salary, you'd save $3,960/year in taxes in Austin
Estimated Moving Costs
Distance: ~1,511 miles
DIY Truck
$4,000
Container
$6,500
Full-Service
$9,000
Salary Equivalents: New York City to Austin
| Your New York City Salary | Austin Equivalent | Difference | Austin Take-Home |
|---|---|---|---|
| $40,000 | $34,849 | -$5,151 | $30,040 |
| $50,000 | $43,561 | -$6,439 | $37,040 |
| $60,000 | $52,274 | -$7,726 | $44,041 |
| $75,000 | $65,342 | -$9,658 | $54,354 |
| $100,000 | $87,123 | -$12,877 | $69,677 |
| $150,000 | $130,684 | -$19,316 | $100,076 |
Single filer, 2025 tax brackets, standard deduction. Equivalents based on BEA Regional Price Parities.
How New York City and Austin Compare
Housing (19% cheaper in Austin)
The average 1-bedroom apartment in Austin rents for $1,549/month compared to $4,430/month in New York City. Median home prices: $400,000 in Austin vs $750,000 in New York City.
Taxes
New York has a progressive state income tax from 4.0% to 10.9%. Texas has no state income tax. On a $75,000 salary, moving to Austin would save you about $3,960/year in taxes alone.
Overall Cost of Living
Austin's overall cost of living is 12.9% lower than New York City, based on the BEA Regional Price Parity index (where 100 = national average).New York City: 112.6, Austin: 98.1.
Plan Your Move
Get Free Moving Quotes
Compare rates from licensed movers for your New York City to Austin move. Average cost: $4,000–$9,000.
Compare Moving Quotes →Find Apartments in Austin
Average 1BR rent in Austin: $1,549/month. Browse available listings.
Search Apartments →High-Yield Savings
Park your moving fund in a 4.5%+ APY savings account while you plan your relocation.
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